Division of Banking and Financial Institutions

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Skip Navigation Links Home » News » Montana Banks: Safe and Sound

Montana Banks - Safe and Sound

Wednesday, December 03, 2008 4:43:36 PM

(October 7, 2008 -- HELENA, MONTANA) -- Montana Commissioner of Banking and Financial Institutions today assured Montanans that its 64 state-chartered banks are safe and well capitalized. In fact, according to Commissioner Annie M. Goodwin "Montana banks are doing well despite the challenges that many financial institutions are facing in this current difficult economic climate."

"Our banks are regularly monitored, examined and deposits in these banks are covered by FDIC insurance," said Commissioner Goodwin. "This information is critical to communicate to Montanans in light of the recent events in which the financial markets have received broad media coverage throughout our country and also our local communities. Montana banks will continue to be the bedrock of our communities."

Last week Congress passed the Emergency Economic Stabilization Act of 2008, which temporarily raises the basic limit on federal deposit insurance coverage from $100,000 to $250,000 per depositor. The temporary increase in deposit insurance became effective immediately upon the President's signature. The legislation provides that the basic deposit insurance will return to $100,000 on December 31, 2009.

Montanans can go to www.myFDICinsurance.gov and use EDIE the Estimator to learn more about FDIC insurance. Deposit insurance information is also available on the FDIC's website at www.fdic.gov/deposit/deposits. Press Release

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